Mortgage refusal due to spray foam in the loft
Why it happens here
Lenders and surveyors treat spray foam as a hidden risk because it can mask structural problems and trap moisture. In Sutton Hill, where many homes changed hands recently, this has become the single most common reason homeowners call us.
Our approach
We prioritise mortgage-driven jobs, survey within 48 hours and remove the foam quickly. After removal we photograph the cleared roof space and provide a written report your broker can forward to the lender. Most sales then proceed without further delay.