Mortgage refusal due to spray foam
Why it happens here
Lenders treat spray foam as a risk because it can hide structural defects in the roof and is difficult to remove. In Hadley, where a high proportion of lofts were foamed, this comes up constantly during sales and remortgages.
Our approach
We survey quickly, remove the foam, and provide before and after photographs plus a disposal record. That documentation is usually enough for a lender to lift their objection and let the sale move forward.